Our mission: To establish and enforce prudential standards and practices designed to ensure that, under all reasonable circumstances, financial promises made by institutions we supervise are met within a stable, efficient and competitive financial system.

We have more than six million personal, private banking, small business, corporate, institutional, and asset finance customers worldwide.

ANZ has 1,265 worldwide points of representation and more than 800 branches in Australia. We have operations in Australia, New Zealand, Asia, the Pacific, UK/Europe and the USA. ANZ currently employs more than 33,000 people globally.

At ANZ, we aspire to become Australasia's leading, most respected and fastest growing major bank. We aim to achieve strong and sustainable financial success and bring a 'human face' to all our dealings with our customers, shareholders and the community.

By market capitalisation (as at 30 July 2007) National Australia Bank is the fourth largest company listed on the Australian Stock Exchange. The Company traces its history back to the establishment of The National Bank of Australasia in 1858.

The Group's Australian bank, NAB, employs more than 24,500 people and connects with its customers through a network of 800 branches, 150 business banking centres, 110 regional agribusiness locations and three major contact centres - all designed to help its customers achieve their aspirations.

Westpac is ranked in the top 10 listed companies by market capitalisation on the ASX, employing 27,000 full-time employees. It concentrates its activities in Australia, New Zealand and the near Pacific. Westpac's operations comprise five key areas: Business and Consumer Banking, BT Financial Group, Westpac Institutional Bank (WIB), New Zealand Retail, Pacific Banking.

During its rich 133 year history, it has grown hand-in-hand with Queensland. An aggressive interstate expansion program made possible by the Bank's unique Owner-Managed Branch Model has seen the Bank achieve a national reach in 2007, with branches in every Australian state and territory.

A retailer of banking and wealth management services to households and small to medium businesses, it has a major presence across Victoria and Queensland and is growing its networks throughout Australia as it responds to new marketing opportunities and develops business alliances.

The Suncorp Group is Australia's 6th largest bank and 3rd biggest general insurance group, with assets of $73 billion and more than 8 million customers. The Group is owned by 218,000 shareholders.

In Australia, Macquarie is a full-service investment bank providing financial market trading and advisory products and services. In the Asia-Pacific region, the Bank provides a broad range of investment banking services and in the Americas, Europe, Africa and the Middle East, it focuses on particular business areas in which its expertise delivers value to clients. Macquarie has reported successive years of record profits and growth since 1992, and now employs over 10,000 people in 24 countries.

Deutsche Bank has been operating in Australia since 1974 and now has over 1,000 employees with offices in Sydney and Melbourne. Today, the franchise ranks as one of the top three investment banks providing a wide range of wholesale investment banking and asset management services, and private client advice.

The Ernst & Young Assurance & Advisory Business Services practice helps companies manage their financial responsibilities with integrity and credibility.

We specialise in understanding an enterprise-wide view of business risk and how this risk can be effectively managed - a process essential for ensuring the trust of your stakeholders.

Our Advisory Services areas of specialisation includes Business Risk Services, Financial Reporting Services, Fraud Investigation & Dispute Services, Corporate Governance, Technology and Security Risk Services and a range of Specialty Advisory Services including Actuarial Business Consultants, Financial Risk Management, Environmental & Sustainability Services, Transaction Support and Strategic Business Improvement Services.

In the highly regulated world of financial services, clearly understanding your options helps you to manage risk and make the best strategic decisions for your organisation. Freehills offers a total approach to managing and protecting an organisation's assets and reputation. We focus on effective risk management strategies designed to prevent or reduce the likelihood of adverse legal outcomes for our clients.

We work with many of Australia's leading financial institutions including banks, insurance houses, fund managers and trustees. Our expertise covers capital markets, corporate, project, retail and structured finance, securitisation, e-commerce banking, debt restructuring and workouts, managed investments including all manner of retail and wholesale funds, property trusts, relevant regulatory developments, superannuation and insurance.

We enjoy an enviable reputation as banking and finance specialists, acting for a broad range of clients, including international banks, boutique financiers, fund managers, professional trustee companies and global exchanges. Our breadth of expertise and quality of personnel means we can deliver outstanding results on a variety of complex transactions.

Our Banking and Finance practice covers; asset based finance, banking regulation and compliance, capital markets, corporate finance, property finance, receivables finance, retail banking and finance, securitisation, workouts and debt reconstruction.

In Australia, we operate nationally providing local experience, enhanced by the technical and industry knowledge of our global network.

KPMG's Risk Advisory Services practice help our clients to develop and execute effective business strategies, to understand and manage risk and to create value. By leveraging and combining the skills of our multi-disciplinary teams, we tailor our approach to help organisations achieve their business goals across a wide range of needs, including: achieving growth, effectively managing capital, managing costs and achieving operational excellence, managing risk, ensuring compliance, engaging with your stakeholders, and achieving effective board governance.

Risk management should be focused on optimising risk-driven opportunities, growth and returns as opposed to just avoiding risk. PwC's approach to risk management focuses on all of these dimensions of risk.

Whether your organisation's key risks are strategic, commercial, financial, operational, or investment or business segment specific, we can work with you to identify the nature of risk exposures, quantify these risks and establish an appropriate risk management framework. We focus on how risk management can be effectively integrated with existing core business functions (eg. commercial operations, planning, budgeting, reporting) to protect and enhance shareholder value.

Our financial services are distributed through numerous sales channels, including over 12,000 retailers, 700 auto dealers, 5,500 brokers, 400 branches and the internet. By providing accessible credit at the right time and place, our clients are better able to acquire new customers, generate incremental sales and strengthen their customer relationships.

We are a full service provider of financing solutions, managing credit applications, credit authorisation, billing, remittance and customer service processing utilising six-sigma quality methodology to minimise defects and ensure operational excellence.

With an annual investment of more than $9 million in databases, RP Data has more than 94 million property data records covering 28 million properties in Australia and New Zealand including ownership records; 16 million property attribute records; 3.6 million property features records; 15.8 million property sales records; 12 million property maps; 16.8 million property photos; and 12 million "on the market" property listing records. The recent acquisition of Pacific Property Technologies has allowed RP Data to harness its quality data with innovative valuation and risk management services that allow financial institutions to manage their property portfolios in a more flexible and sustainable fashion.

The Institute of Actuaries of Australia (Institute) represents the actuarial profession by creating, expanding and maintaining an environment where the skills of actuaries are widely used and valued.